The minimum salary that is required for availing a home loan is AED 10,000/-
The interest rate for mortagages start from 1.99%.
Pre-approval helps you to get to know about the loan amount that you will be able to avail
After the COVID 19 pandemic UAE property price gone down to the lowest, again the price of the property is going up due to EXPO 2021 and UAE is open for the business. This is the best time to buy a property, as well as bank’s interest/profit rate is the lowest.
The key factors that one should keep in mind while applying for a home loan/finance is the interest rate and the loan to value for the particular property.
It requires 15% down payment for UAE nationals and 20% down payment for expats for their first property.
You can repay the home loan faster. Some banks don’t charge for pre-settlement up to 25% of the principal outstanding if settled in a calendar year.
You can negotiate with the bank for deferment of the payment or less EMI payment.
Yes, you can avail home loan/home finance even if you are a non-resident.
Yes, you can avail home loan anywhere in UAE despite the fact that you live anywhere in UAE.
The maximum tenure available for home loan is 25 years.
Yes, the self-employed applicants are eligible for mortgage loans.
It takes 5-7 working days for the pre-approvalof loan.
The documents to get a mortgage are the income documents, bank statements, and other personal KYC documents.
The applicants can apply for upto AED 10 Millionas loan amount.
apply home loanPutting the customers first, supporting and guiding
them to choose the right finance and insurance products.
* We will not share your personal details to any of the companies or marketing agents. These details are used internally by the Early Approve team.
Trusted by several customers across the country
Safety and privacy are ensured for all the services.
24/7 service and support for all the financial needs.
ask@earlyapprove.com